How to Get RV Insurance From an Independent Insurance Agency

When you own a recreational vehicle (RV), you enjoy endless opportunities for transcontinental adventures. However, accidents and other incidents involving your RV may not always be avoidable, necessitating appropriate recourse, such as the financial relief potentially available through suitable insurance. But how can you ensure you have the right RV insurance coverage? That’s where Ugarte Insurance Agency can provide assistance.

Why Do I Need Coverage?

Even the most skilled drivers and seasoned travelers must be mindful of risks on the road and concerns around the campsite. Furthermore, RV insurance is typically required by law for motorized vehicles throughout the United States.

As such, failing to maintain adequate coverage could foster constant financial risk while possibly leading to fines and other penalties.

How Can an Independent Agency Help?

Independent insurance agents, such as those at Ugarte Insurance Agency, can help you shop an extensive selection of coverage options. Unlike captive agents, who are bound to sell the products of only one insurance carrier, independent agents can peruse the offerings of many insurers.

By working with such a professional, you may be ideally positioned to find coverage best tailored to your needs while also enjoying optimal prices.

What Should My Insurance Cover?

When working with an independent agent, you can explore many different coverage options, allowing you to tailor your policy to suit your budget, needs and preferences. While the ideal contents of your policy may vary depending on your location, vehicle specifications and other unique circumstances, the following features are often essential:

• Bodily injury liability coverage

• Property damage liability coverage

• Vacation and campsite liability coverage

• Collision coverage

• Comprehensive coverage

• Medical payments coverage

• Contents coverage

• Roadside assistance coverage

• Uninsured/underinsured motorist coverage

We’re Here to Help

Contact the independent agents at Ugarte Insurance Agency today to learn more about RV insurance and find an optimal policy for the best available rate.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.